Once you know what financial success means to you, the next step is to take action to create it.

It seems that often the hurdle to creating financial success is how a person uses their time. This is the essence of the financial success formula.

The financial success formula helps you observe and enhance your time management effectiveness.

It's important to point out that some people are well suited to order and structure, whereas others find order and structure restricting and uncomfortable.

The following formula is best used in a way that suits you – that is, if you enjoy order, timetable activities that relate to the formula into your diary. If you like more flexibility, use the formula as a reference, particularly when you feel a bit out of balance.