So now you know what investment classes are available. What mix of asset classes could you have?

Your choice will depend on many factors, such as:

• your reason for the investment
• your timeframe for the investment
• your past experience
• what kind of returns you are looking to achieve
• your desire to preserve or grow your capital
• your cash flow needs
• your tax situation and the value of any tax benefits to your circumstances
• your comfort level for investments rising and falling in value.
• your desire to align your investment values with your personal values e.g. Environmental, Social & Governance (ESG) investing.